Case Studies

A dynamic, growing provider of IT services to the financial services industry was informally self-insured on cyber risks for many years because the cost of coverage and terms available in the traditional insurance markets were unacceptable. Through their newly owned captive insurance company, they obtained comprehensive cyber coverage along with coverages for other strategic risks while retaining the underwriting profits that otherwise would have been paid to traditional insurance carriers.

Based on RFG's analysis, a manufacturing company with hundreds of thousands of square feet of property was surprised to learn that they were significantly exposed to unacceptably large wind and hail deductibles. They were able to write policies in their solely owned captive insurance company to cover these deductibles and build reserves to cover those and other risks that could derail their growing footprint.